Ahoy, my name is Terry, I am the executive director of Ocean Dreams Healing Center. Our organization is about 19 months since starting. Our mission is to provide Hope, Healing, Education & Relief from the day-to-day stresses of dealing with disease to caregivers & their loved ones to live a better quality of life as they search for a cure. My question is, what advice can you give a new organization to obtain start-up revenue? Are there government programs available? We have held several fundraisers with music festivals. We put hundreds of hours into it with little reward per hour. We have received 2 small grants from a community program. Unfortunately, it has not been enough for us to rent a location to operate out of or hire any staff.  We need a six-figure loan. I appreciate any advice you can give. Cheers & Happy Days!